Who wouldn’t want extra beer money?
If you find yourself short on cash most weekends, we’ve got some ideas for you.
No need to sell ad space on your body, picking up dog poop, or selling plasma. (Although, you could if you want.)
But if you need more ideas, we rounded up 13 weird, but definitely legal ways, to make some extra money if you’re a guy.
Give these a shot the next time you’re in need of some extra dough.
1. Kick Your Bank to the Curb & Get Your Paycheck 2 Days Earlier
Does your current bank allow you to get your paycheck 2 days earlier?
Probably not. You might also be charged on monthly maintenance fees ($10-$12 a month), out-of-network ATM fees ($2.75 per transaction), and overdraft fees ($35 per). That’s $144 a year just on maintenance fees alone, and if you add in an occasional overdraft plus ATM fees, it’ll be a lot more! Don’t get suckered in.
Skip those trips to the bank by using Chime, a mobile banking app with no hidden fees whatsoever.
No monthly fees, no minimum balance requirement, no overdraft fees and no foreign transaction fees. A truly free checking account that’s FDIC-insured up to $250,000.
You can also get your paycheck via direct deposit up to 2 days earlier than the rest of your coworkers because Chime processes your employer’s check immediately.
When you use a Chime card, you’ll also get 10% cash back on certain kinds of bills or purchases like groceries, entertainment, and cable/phone bill. Basically getting free money back.
2. Just Leave This App On To Get Paid Almost Forever
Panel App (iOS and Android) is a loyalty incentive app that will give you points just by leaving the app running in the background.
Because it gives you points on location, go ahead and enable location services. Then just turn the app on before you go about your day and head to school, work, gym wherever.
After testing it we think it’s a great (lazy) app that rewards you for doing almost nothing. If you’re still skeptical, know this:
- You don’t have to complete offers
- You don’t have to watch ads
- You don’t have to buy anything
- You don’t have to do anything but leave the app running
We snagged a $5 Amazon gift card via email after a few weeks of just leaving the app on and forgetting about it. You can also choose VISA gift cards, MasterCard gift cards or sweepstakes entries.
Overall, a solid choice for earning a bit of spending money for literally just leaving the Panel App (iOS and Android) running on your phone!
3. Get Cash Back on Your Beer Runs And More
Another trip to the store for beer? Absolutely and now you can get cash back for it.
Take a picture of your grocery receipt and Ibotta (iOS or Android) will pay you back!
Here’s how it works:
Before you go to the store, search for your shopping list items in the Ibotta app. After your store visit, take a photo of your receipt to get cash back.
Ibotta is free to download and you’ll also get a $10 sign up bonus after uploading your first receipt!
Some offers we found:
- 25 cents back on any item
- $3 – $5 back on various beer
- 50 cents to $1 back on various cereal
- 25 cents – $4 back on ice cream
Popular stores are Walmart and Target, but Ibotta (iOS or Android) also works at liquor stores, restaurants, online sites, and at the bar!
4. Turn All That Gaming into Saving Too
If you’re the type that prefers to play video games all day instead of thinking about money we’ve got the perfect app for you.
Go ahead and download Long Game Savings (iOS or Android) a personal finance app that mixes fun games and saving actual money.
Just play 1 game a day, and you could win cash daily.
Yes, it’s safe. Your money is FDIC-insured up to $250,000 and you can withdraw money at any time.
After setting up your savings account, you’ll be able to play quick games like Spin to Win, Flip Cards, Slot Machines, and more for chances to win money to increase your savings. Eons better than 0.01% interest rate.
It’s like you’re getting paid to save and it only takes less than a minute of your day to play. And there’s no judgment on playing too many games.
5. Play Games & Boost Your Savings at the Same Time
Make playing games count as productive savings time when you download Blast (Android only) that mixes money and fun.
Blast helps you earn, win, and save real cash just by playing your favorite games.
Earn money for trying new games and completing in-game missions, such as “Collect coins for 5 minutes, earn $1” or “Play Words with Friends for 5 minutes, earn $.50.”
You can also set “triggers” while you’re playing any games to transfer small amounts into a high-yielding 2% APY Blast savings account.
Not only that, Blast works with ALL GAMES on the Google Play Store. As you begin to save and earn money you’ll be rewarded in Experience Points (XP) for your chance to win up to $1,000 on the leaderboard every week!
This app definitely works for anyone that likes games, and now your total game time is something extra to be proud of.
6. Normal Errands Can Now Be Worth More Gift Cards with this App
Drop (iOS or Android) is an easy-to-use app that lets you earn gift cards on stuff you already buy from your favorite brands.
It’s the ultimate & modern loyalty card without the card.
All you need to do is link your most-used credit card(s) and whenever you purchase at your favorite activated brands, you’ll automatically get points for gift cards.
Toilet paper run at Target? Get points for your purchases there.
Your massive burrito from Chipotle? Yep, get points for that too.
Kevin from The Smart Wallet team already redeemed his $20 Starbucks card after only 3 weeks! We’re really loving Drop (iOS or Android) since you can earn gift cards on popular brands you already buy from. Quickly set it up and watch the points drop in for gift cards.
7. Earn Gift Cards by “Renting” Out Your Lockscreen
There’s a tasty sounding app called S’more (Android only) that partners up with brands willing to pay people to look at their ads. (You!)
The ad will just show on your lock screen, so whenever you need to unlock your phone, you’ll see it. No biggie, since you unlock your phone all day! Now you get paid for it.
Basically, they’re paying you to rent your lock screen phone space if you want to think of it that way. And you’re not obligated to learn more about each ad. Just normally use your phone and it’ll add up!
S’mores pays in gift cards so you’ll be able to redeem them for:
- AMC Theaters
- Best Buy
- Domino’s Pizza
- Starbucks and more!
Some of us here have already received our Starbucks gift card so we love this app and highly recommend!
8. Get Paid to Watch Videos and Take Surveys Online
Since you’re already watching videos online, you might as well earn something too, right?
With Inbox Dollars, you can watch their TV and Videos section that ranges from movie previews, entertainment news, sports, and the latest news to earn some cash. You’ll also get $5 as a sign-up bonus too!
They set it up in playlists though and they’ll tell you how long it takes as it can range from a few minutes to half an hour. Tip: You can set it to Play, open up another browser tab and let the videos run while you continue doing your thing.
Playlists and earning potential can change, but it’s possible to earn up to $200 a month, watching videos!
This will not be the fastest way to earn money, however, all you’re doing is clicking some buttons to get cash vs. doing nothing and not getting paid.
Ipsos I-Say is one of the largest market research firms in the world, you’ll get paid with Amazon, Starbucks, Target gift cards, Paypal or Visa gift cards after you earn enough points from survey taking. Be sure to confirm your email to get access to surveys!
9. School Competitors in Solitaire and Ca$h In
Solitaire Cube (iOS only) is like regular Solitaire, except you get to play for real cash!
Is there a catch? Yes but not really. I tried playing for free when I first started but I realized it would take me forever to get the tickets I need to play for real cash. I gave up and deposited $25 last week and I’ve already won $120.
The game matches you with players of the same skill level, so you have a solid chance of winning. If you’re a good Solitaire player, you could win some serious cash, like Katie Nguyen who took home $380,984 last year as one of the Top 10 Solitaire Cube players!
So if you think you can handle playing some Solitaire to win some legit cash, definitely download this game for free.
10. Go Ahead and Start a Bro-Mance with this Penguin
While not a real penguin, Charlie is a money-saving prodigy penguin that you can talk to via SMS text or Facebook Messenger (he’s way cooler on Facebook though). Basically your very own personal financial assistant in virtual waddling form.
After simply connecting your card(s) and/or bank account(s), Charlie will non-judgementally analyze your financial health and let you know howmuch you’re spending on food and drink, taxes, shopping, and bills. He’ll also alert you of surprise fees, send reminders on credit card bills and find you free money on services you’re already paying for.
So if you want your own virtual penguin that improves your financial life for free, just send him a hello. You don’t need to pay him because he has an AI heart of gold.
11. Let’s Make Sure You Still Have Money to Play With When You’re Old
Planning for retirement. It’s a life task that everyone knows they need to do, but it gets brushed aside.
However, let’s say you set aside $1,000 a year from age 25 – age 64 in a retirement account that earns 5% a year* (just a conservative rate, for example, it can be more), that’s a total of $39,000 that you’ll invest. By the time you turn 65, you’ll have $126,840. But if you don’t get started until age 35, you’d only have $69,760. So starting just 10 years earlier would have doubled your total!
It doesn’t have to be complicated though. Just use a robo-adviser called Blooom, an SEC-registered investment advisory firm that optimizes your 401(k) and keeps it gunning toward retirement.
Take a few minutes and get an initial checkup on your account for free.
Afterward, if you sign up, it’s just $10 per month to have Blooom maximize your 401(k). A small fee to pay compared to expensive advisors who would essentially be doing the same thing for $100-$300 an hour. No wonder they don’t want you to know about this service.
12. Save an Average of $708 a Year with this Money Management App
They say that 84% of people forget they have some recurring subscriptions still charging them. Well, count me as part of that statistic!
To fix that and to get a better picture of my overall spending, I downloaded Truebill, an app that focuses on lowering bills, monitoring subscriptions, and my favorite, monitoring internet/cable outages.
After connecting my Chase bank account (it’s safe; they use bank-level 256-bit SSL encryption with read-only access), the Truebill dashboard displayed clear information on my spending, upcoming bills, and all my recurring subscriptions.
From it, I realized I still had a very niche streaming service that I haven’t touched in about 7 months. (Thanks, free trial offer…) I immediately canceled it through Truebill and saved $70 from that sub.
Got an annoying gym membership you’ve been meaning to cancel? No problem, they’ll do it for you too.
Truebill will also negotiate for lower bills on your behalf (no more waiting on the phone!) and monitor any internet and cable outages too. If there are outages in your area, they’ll work to get credit to your account. On average, this accounts to $96 savings a year on outages alone!
Basic service is free, and when Truebill successfully finds bill savings or refunds for you, they’ll take a 40% slice from your annual savings. For instance, if they saved you $100 on a bill for the year, they’ll take $40. Reasonable for the savings they found you!
Overall, having a financial “watchdog” of sorts will keep you on track and help you save on unnecessary spending. It takes only a few minutes for Truebill to analyze so check it out!
13. This AI Will Automatically Save for You
Prepare for those “oh $#@!” moments by letting this smart AI beef up your emergency savings for you.
Or your vacation savings. Or your new pair of kicks savings.
You won’t even notice it but Digit will make it happen.
Just link a checking account and their smart algorithm will determine small but safe amounts to withdraw into your separate FDIC-Insured Digit savings account.
Regular savers will get a 1% bonus every three months, netting you some free money!
It’s the perfect set-it-and-forget-it app where the AI will watch your savings back.
You can withdraw your money at any time you need and it’s free to use for the first 30 days. After, it’s just $2.99 a month.