Aspiration Review: The Innovative New Bank That Pays You Up To 200x More To Be Good

Imagine a world where you can be a socially conscious person and also make money at the same time. You may think it’s difficult, but luckily the world is changing for the better!

As a millennial, I love to support causes that mean something special to me, but it’s not always easing finding the resources to do so…

But what if I told you that with an incredibly simple and smart money move, you could start making more money while supporting your favorite charities and causes?

Introducing Aspiration, the only bank that PAYS YOU for being the good person we all know you are!

If you find the idea interesting, read on for our Aspiration bank review.

What Is Aspiration?

Reported on in CNN, Money Magazine, The New York Times, and Forbes, Aspiration isn’t just a bank – they’re a community. As a result, they’re dedicated to maximizing the amount of money in your wallet whilst supporting the causes most important to you.

First of all, they have all the standard features of a regular bank, such as FDIC insurance for deposits up to $250,000 – but that’s where the similarities end. To start it off, Aspiration lets you pay them as much as you want for managing their money – even if it’s ZERO.

Whatever you do decide to pay Aspiration, they have pledged to donate 10% of it to charity.

Think about all those banking fees you pay. Furthermore, think about where those fees go – political lobbying, campaign donations, oil drilling, pipelines – Those would be a thing of the past with Aspiration.

The Benefits

So now you know that Aspiration does things a little differently than your typical bank, but that’s only the beginning of how amazing this bank’s service really is.

First things first, let’s get down to business. How much interest do they pay?

Aspiration will pay you an industry leading rate of up 2.00% APY in interest.

On top of that, here’s some other amazing bonuses:

  • If you buy your next phone with their debit card, they’ll insure your phone with $600 in damage insurance.
  • Someone make an unauthorized transaction with your card? Aspiration will compensate you up to $1,000.
  • Never pay another ATM fee ever again
  • And much, much more…

Our Verdict

Banking has gotten pretty tired over the past few years. The hidden fees, the robotic customer support, and lack of interest paid on our deposits has left a lot of people with a sour taste in their mouths.

Especially when we realize that all that money ends up supporting causes that we would never support in the first place.

That’s why I thought the arrival of Aspiration was so refreshing. I can select the fees I want to pay, earn more interest than I would with traditional banks, invest responsibly, and be rewarded for supporting socially conscious businesses.

I don’t really think it can get any better than that!

Don’t take my word for it though, read these customer’s glowing reviews to get an idea of what Aspiration is like:

How Do I Sign Up?

It could not be easier to start saving the world with your money by using Aspiration. Here’s all you have to do to get started:

  1. First of all, follow this link here
  2. Sign Up
  3. Make a minimum deposit of $10 to receive your free cash back debit card in the mail.
  4. Start making money and saving the world today!

Disclosure: We’re letting you know that this post contains sponsored links which My Side Hustle receives compensation for. We believe talking about money should always be an honest discussion.

10 Easy Ways To Earn Fortnite V-Bucks (And Avoid The Scams)

Free V-Bucks! Is that even possible? Short answer, it’s complicated. All you have to do is make sure you are not getting scammed.

There are plenty of trustworthy websites where you can quickly earn money or points that can be easily turned into the cash, gift cards, or savings you need to buy those sweet, sweet V-Bucks, costumes, and more.

Read our guide below and you’ll be sure to find a few things that meet your needs and learn how to protect yourself.

Be sure to bookmark this post as offers change or expire, and read on below to see our ultimate guide to earning money online for free Fortnite V-Bucks today.

1. Get Paid For Watching Movie Previews

Have you ever heard of InboxDollars? Did you know that it will pay you to watch movie previews, celebrity videos, the latest news and dozens of other videos?

Think that’s cool? Sign up and you’ll get a bonus $5 to get you started. You need to watch all of the shows in a specific playlist to earn your bucks, so be prepared.

InboxDollars will let you know how long a playlist runs before you start them, ranging from a few minutes to about a half hour.

The availability is subject to change, but it’s possible to earn up to $225 a month watching these videos!

2. Set & Forget Savings + Get a 1% Bonus Every Quarter (Up to $1,800 / Year)

Prepare for those “oh $#@!” moments by letting this smart AI beef up your emergency savings for you. Or your vacation savings. Or your new pair of kicks savings.

You won’t even notice it but Digit will make it happen.

Just link a checking account and their smart algorithm will determine small but safe amounts to withdraw into your separate FDIC-Insured Digit savings account.

Regular savers will get a 1% bonus every three months, netting you some free money!

It’s the perfect set-it-and-forget-it app where the AI will watch your savings back.

You can withdraw your money at any time you need and it’s free to use for the first 30 days. After, it’s just $2.99 a month.

Average savings in a month (varies): $144 or more

What it could add up to in a year: $1,728 or more

Quarterly bonus: 1% on your total savings amount

Additional Referral Earnings: $5 per referral

3. Sell Your Extra CDs, DVDs, Blu-rays, Video Games and Electronics

Do you have a pile of unused movies or CDs collecting dust? This awesome new app, Decluttr will pay you for them!

Decluttr will buy pretty much anything: old CDs, DVDs, Blu-rays, video games, cell phones, tablets, game consoles and iPods are all sellable.

We recently spoke with a few users. Each one of them said Decluttr was a great way to free up space and make a couple hundred bucks from your old stuff.

Just download the app and start scanning the barcodes on the back of your items to get immediate price quotes. Decluttr is completely free to use, you won’t pay listing or seller fees like eBay or Amazon, payment is incredibly fast, and even shipping is free.

As a bonus to our readers, enter PENNY5 at checkout to get an extra $5 for your trade-in order!

4. Make Up To $20/Hr Between Rounds Of Fortnite or While You Binge Watch TV

Let’s be honest, online surveys won’t make you rich, but if you’ve got a few minutes to kill after you’ve been downed in Fortnite, or you’re binge watching something online — why not make some easy money during that downtime by filling out some really simple surveys?

At My Side Hustle, we’ve tried a lot of paid survey sites, and here are our top online survey companies and their signup bonuses: 

  • Swagbucks: is a a money making classic because of all the different ways you can make money with them, which includes surveys. They’re running a sweet sign up offer right now: get a $5 bonus when you sign up and earn 2,500 SB within your first 60 days.
  • SurveyJunkie: SurveyJunkie is known for their modern look, quick payment, and high earning potential. You can take as many surveys as you want and can cash out for PayPal or gift cards once you earn 1,000 points — equal to $10. Pro tip: Take all the profile surveys to help you earn an easy 200 points.
  • MyPoints: If you like to be rewarded gift cards for taking polls, answering surveys, and completing other online tasks, welcome to MyPoints. Sign up now and you’ll earn a $5 bonus when you complete your first five surveys.
  • Global Test Market: The awesome part about Global Test Market is their high paying surveys and their international presence.
  • MySurvey: MySurvey has been known for offering $5 per survey, and while this is true, not every one will pay that much. They have a $2 sign up bonus right now, so give it a shot.
  • Vindale Research: Ever heard of getting paid $75 for a survey? Welcome to Vindale Research. Those surveys are don’t come along all the time, but if you keep your eyes peeled you could end up with a sizable pay day. They also have a $2 sign up bonus for new members!

PRO TIP: Sometimes one website will run out of surveys for the day — so we recommend you make accounts at multiple companies to maximize your earnings!

5. Earn Rewards While You Shop

You know what the best way of saving money is? The way where you don’t have to think about it, and that’s what makes Drop so special.

Drop is a cash back app that couldn’t be simpler. All you have to do is link your credit or debit cards to the app, and when you make a Drop-qualified purchase, you’ll automatically earn points. That means no more couponing or hoarding receipts!. Whether you’re grocery shopping, calling an Uber, or ordering a pizza for delivery, Drop has got you covered.

With so many qualified retailers, you’ll be earning gift cards in the app to popular retailers like Amazon and Starbucks in no time.

6. Stop Using Dirty Electricity And Save

The good thing about making smart financial decisions nowadays is oftentimes they are also environmentally friendly!

With the innovative new renewable energy company Arcadia Power, you can offset your monthly energy consumption with 100% renewable sources in about two minutes.

For every kilowatt-hour of electricity that you use, Arcadia Power will match your usage with the same amount of wind energy.

In addition, they will scan your areas for utility price drops and will automatically lower your energy bills.

When you sign up your home or apartment (yup, renters are eligible, too!) with Arcadia, you’ll get a free $20 Amazon gift card.

7. Earn Gift Cards by “Renting” Out Your Phone’s Lockscreen Like A Billboard

If you have an android phone, then you’re in luck. We’ve found the easiest way for you to make some cash on the side, possibly ever. With S’more (Android only), you can turn your phone into a mini billboard and partner up with brands willing to pay people to look at their ads. (You!)

How does it work? Essentially, you’re getting paid to rent out your phone’s lock screen.

Whenever you need to unlock your phone, an ad will just show on your lock screen, and that’s it. You can pay attention to it, or not. You’ll get paid anyway.

S’more pays in gift cards. Here are some of the retailers they support:

  • Amazon.com
  • AMC Theaters
  • Best Buy
  • CVS
  • Target
  • Domino’s Pizza
  • Starbucks and more!

If you have an Android phone, we love this app and highly recommend it!

7. Instead of Fake Pennies, Get Real Gift Cards for Your Thoughts

Ever thought you should get paid for the opinions you share every day? Well now you can!

Springboard Surveys is one of the most reputable and best paying market research firms in the world. They pay people like you to share their opinions on brands, advertising and other things to help companies understand their marketing strategies and if certain products would do well in the market.

For all your valuable insight, you will earn points. With enough points, Springboard will pay you in gift cards (from Amazon, Starbucks, Target and more), Paypal, or Visa gift cards!

Follow the link below and be sure to confirm your email to get access to some of the highest paying surveys in the industry!

10. Play Games — and Bank $5 for Your Savings Account

Look — you’re reading a Fortnite article, so chances are pretty high that you enjoy unwinding and playing video games in your free time.

But what if you could make money playing games?

The team over at Long Game have created a new fun type of bank account that allows you to play games and win cash prizes!

When you save money and accomplish missions in the app, you’ll earn coins for playing games with cash prizes that go straight to your account! If you like winning money from slot machines, scratchers, and more, then you’re in luck.

Long Game is running a limited sign up offer right now. After linking your bank account you’ll earn 300 coins free, so you can start playing those awesome games ASAP.

Using Long Game to save money is super easy and fun. Every two weeks, the app will sneak $5 out of your bank account and reward you with coins.

In two months, we’ve saved $35.70, just by playing games on our phone. Plus, our winnings amount to a gain of about 2% — which is way higher than the interest paid on any other savings account you’ll find.

11. Cash in on Internet Outages

Whether you’ve cut the cable or not, the fact is we’re all overpaying for internet and cable services. Add on top of that quickly rising prices, and sometimes we feel powerless to do anything but pay the price we’re told, otherwise we have to give it all up.

Did you know that calling your cable or internet provider can result in them lowering your monthly payment? The only problem is, if you try, you’re going to be waiting for a few hours trying to talk to someone that can help you, and nobody’s got time for that.

These are the moments when you call in the cavalry, and we’ve got just the solution.

Trim, the AI-negotiation bot, will negotiate your cable or internet bills down for you.

It works with Comcast, Time Warner, Charter and a ton of other major providers.

Signing up is super simple: simply create an account, upload a PDF of your most recent bill, and Trim’s AI-powered system will start calling up those companies to negotiate on your behalf. This bot is relentless; If at first it doesn’t succeed, it’ll keep negotiating until it can save you some money.

Another bonus? If you have any power/internet outages, Trim believes you deserve a credit, and it’ll handle that for you as well.

So what’s the catch? Trim takes 25% of the savings tab, and you keep the rest.

12. Snag 2 Free $10 Gift Cards From These Guys

One of our favorite ways to make a little bit of extra money for doing nothing is with Ebates and MyPoints, two different cash-back sites that reward you almost every time you buy something. Both Ebates and MyPoints have hundreds of retailers to choose from, and exclusive discounts make that cash-back super easy to grab. As an example, Ebates will give you 10% cash-back on purchases at Walmart, and that’s just the start!

With Ebates, you’ll get a free $10 gift card to Walmart for giving the site a try.

And MyPoints is currently offering a free $10 gift card to Amazon.

To earn your gift cards:

  1. Sign up for Ebates or MyPoints with your email or Facebook account.
  2. Use the Ebates or MyPoints portal the next time you need to buy something. It’s connected to thousands of stores, including Walmart, Amazon and Target. On both websites, you’ll need to make your first purchase through the site within 90 days and spend at least $25.
  3. Your account will automatically be credited with rewards points you can cash in for your $10 Walmart or Amazon gift card.

How To Avoid Free V-Bucks Scams

Now that we have shown you a few ways to quickly earn the money needed to buy Fortnite V-Bucks, we think it’s only smart for us to share a few of the ways to avoid the scams and protect your information.

The two most common scams usually ask for this information:

  • Don’t put your credit card into any service that you can earn money or free v-bucks with! Why would anyone need your credit card if they are going to pay you? That’s right, they don’t.
  • Any service that will generate free v-bucks after you put your Steam account ID, Epic Games account, PSN ID, or Xbox live account credentials is a scam! The only place you can get v-bucks from is Epic Games official website and from within the store in the Fortnite game itself, there is no magical website that has figured out how to give you free v-bucks.

Conclusion

Thank you for reading our guide on how to earn v-bucks for Fortnite! Please make sure to keep your information secure by only giving out your information to trustworthy websites like the ones mentioned in this article.

Good luck earning those v-bucks, we’ll see you and your new swag on the island!

These Apps Will Pay You To Do (Almost) Nothing

I don’t know about you, but my hibernation mode is already kicking in.

With less sunlight and colder weather, just laying on the couch under a blanket with my phone sounds like my kind of all-day activity.

It’s not that I don’t want to do productive things. I just want to do so in the least-amount-of-work kind of way.

Makes sense?

*drumroll, please

If you want to be a couch potato too, we’ve rounded up some easy ways to get paid doing basically nothing. Enjoy!

School Competitors in Solitaire and Ca$h In

Solitaire Cube is like regular Solitaire, except you get to play for real cash!

Is there a catch? Yes but not really. I tried playing for free when I first started but I realized it would take me forever to get the tickets I need to play for real cash. I gave up and deposited $25 last week and I’ve already won $120.

The game matches you with players of the same skill level, so you have a solid chance of winning. If you’re a good Solitaire player, you could win some serious cash, like Katie Nguyen who took home $380,984 last year as one of the Top 10 Solitaire Cube players!

So if you think you can handle playing some Solitaire to win some legit cash, definitely download this game for free.

WIN REAL MONEY WITH SOLITAIRE CUBE

Just Leave This App On To Get Paid Almost Forever

Yep, you read that right.

Panel App is a loyalty incentive app that will give you points just by leaving the app running in the background.

Because it gives you points on location, go ahead and enable location services. Then just turn the app on before you go about your day and head to school, work, gym wherever.
After testing it we think it’s a great app that rewards you for doing almost nothing. If you’re still skeptical, know this:

  • You don’t have to complete offers
  • You don’t have to watch ads
  • You don’t have to buy anything
  • You don’t have to do anything but leave the app running

We snagged a $5 Amazon gift card via email after a few weeks of just leaving the app on and forgetting about it. You can also choose VISA gift cards, MasterCard gift cards or sweepstakes entries.

Overall, a solid choice for earning a bit of spending money for literally just leaving the app running on your phone!

GET PAID TO DO NOTHING WITH PANEL APP

Hang Up the Phone – Let This App Haggle Bills Down For You

Go ahead and hang up the phone. Escape the hours of on hold music.

If you hate dealing with service provider representatives, then let Trim handle it all for you. It’s the free financial assistant everyone needs.

Just upload a current bill from your cable, internet, or phone provider after connecting a bank and Trim will get to work calling on your behalf to negotiate them down (and will keep doing it regularly).

If successful, they keep 33% of the yearly savings and you keep the rest. On average, they can negotiate down bills up to 30%!

It works. I submitted my Spectrum bill after learning about Trim, and I immediately saved $5 off the monthly since I already had a decent promo price. They’ll continue to keep an eye on it though to prevent Spectrum from increasing prices on me without my knowledge.

Here’s what others are saying:

Lauren Miller@lauren_miller95

😏

Is anyone else using @ask_trim and LOVING it? I just saved $30 a month on my cell phone bill. Let’s see what else it can do 88:42 AM – Oct 23, 2018Twitter Ads info and privacySee Lauren Miller’s other Tweets

James Contois@madnoodlzReplying to @ask_trim

I used this .. it took almost a week. We saved $252 on our cable bill for the year29:19 AM – Oct 8, 2018Twitter Ads info and privacySee James Contois’s other Tweets

Eric Rosenberg@EricProfits

Just saved $240 on my internet bill (less 25%) thanks to @ask_trim. Always excited to save money!

Wife called for a discount and it didn’t pan out. Trim did some magic we couldn’t on our own. Saved us a net $180 with very little work.88:23 AM – Aug 22, 2018Twitter Ads info and privacySee Eric Rosenberg’s other Tweets

They’ll even find and cancel unwanted subscriptions if you want:

Adam Metz@theMetz

@ask_trim you guys rock. I just found a $34.78 monthly subscription I had no idea I had. Cancelled it, and thank you.31:33 PM – Oct 14, 2018Twitter Ads info and privacySee Adam Metz’s other Tweets

Don’t let your monthly bills get out of hand. Save your time and your money with Trim’s free services. If there are no savings, there’s no charge. Upload a bill and see how much you could save!

SAVE ON MONTHLY BILLS WITH TRIM

Get Cash Back on Your Groceries

You have to buy groceries anyway, so scanning the receipts for them is practically doing nothing!

Ibotta is a super easy-to-use cash back app with 100+ retailers, both in-store and online. Anywhere you do shopping, most likely you’ll find a cash back opportunity!

So before you head to the store, check the app for items already on your shopping list. Bananas? Hit that + sign in the app. Orange juice? Tap that + sign again.

Go shop.

At home, take a photo of your receipt and scan the barcodes of items.

Now you got yourself some cash back!

Here are just some cash-back opportunities we’ve seen:

  • 50 cents back for any item
  • $1 back on milk
  • 80 cents back on all Post cereal brands
  • 50 cents back Frito-Lay Chips
  • $1 back Newman’s Frozen Pizza
  • $3 back on a 6-pack of Shock Top beer
  • $2 back on Purex Liquid Laundry
  • $2 back on Colgate Total Mouthwash

Ibotta is 100% free to download and you’ll get a $10 sign-up bonus after uploading your first receipt. On average, Ibotta users save $20 a month on groceries even at Walmart and Target so start saving now:

GET CASH BACK WITH IBOTTA

Get Paid to Take Surveys Online

This will not be the fastest way to earn money, however, all you’re doing is clicking some buttons to get cash vs. doing nothing and not getting paid.

Ipsos I-Say is one of the largest market research firms in the world, you’ll get paid with Amazon, Starbucks, Target gift cards, Paypal or Visa gift cards after you earn enough points from survey taking. Be sure to confirm your email to get access to surveys!

GET PAID TO SHARE YOUR OPINION

Scan the Stuff You Buy & Get Paid

The exclusive National Consumer Panel program is opening up again for more participants! Eligibility will be based on your location.

When you become a panelist, just use the app to scan the barcodes of items you purchase and you’ll earn points for:

  • Visa Gift Cards
  • Tablets
  • Keurig Coffee Machines
  • Flat Screen TVs
  • and much more from their gift catalog!

The more you share your shopping habits (scan barcodes), the more rewards you can get. You can also enter items that do not have a barcode, like fruit and vegetables etc.

“It’s really easy. I think of it like a game, and I look forward to scanning my items each time. I’ve already gotten a $25 gift card after 2 months!” – Gabby F.

There are also monthly drawings where 20 members each win $250!

It’s a fun way to earn more on rewards on items you’ve already purchased.

Sign up to see if you’re eligible to be a National Consumer Panelist. If you don’t get accepted this time, don’t worry! They’re always expanding locations, so check back again.

CHECK YOUR ELIGIBILITY

13 Weird Things You Can Do As a Guy To Make Extra Money

Who wouldn’t want extra beer money?

If you find yourself short on cash most weekends, we’ve got some ideas for you.

No need to sell ad space on your body, picking up dog poop, or selling plasma. (Although, you could if you want.)

But if you need more ideas, we rounded up 13 weird, but definitely legal ways, to make some extra money if you’re a guy.

Give these a shot the next time you’re in need of some extra dough.

1. Kick Your Bank to the Curb & Get Your Paycheck 2 Days Earlier 

Does your current bank allow you to get your paycheck 2 days earlier?

Probably not. You might also be charged on monthly maintenance fees ($10-$12 a month), out-of-network ATM fees ($2.75 per transaction), and overdraft fees ($35 per).  That’s $144 a year just on maintenance fees alone, and if you add in an occasional overdraft plus ATM fees, it’ll be a lot more! Don’t get suckered in.

Skip those trips to the bank by using Chime, a mobile banking app with no hidden fees whatsoever.

No monthly fees, no minimum balance requirement, no overdraft fees and no foreign transaction fees. A truly free checking account that’s FDIC-insured up to $250,000.

You can also get your paycheck via direct deposit up to 2 days earlier than the rest of your coworkers because Chime processes your employer’s check immediately.

When you use a Chime card, you’ll also get 10% cash back on certain kinds of bills or purchases like groceries, entertainment, and cable/phone bill. Basically getting free money back.

2. Just Leave This App On To Get Paid Almost Forever

Panel App (iOS and Android) is a loyalty incentive app that will give you points just by leaving the app running in the background.

Because it gives you points on location, go ahead and enable location services. Then just turn the app on before you go about your day and head to school, work, gym wherever.

After testing it we think it’s a great (lazy) app that rewards you for doing almost nothing. If you’re still skeptical, know this:

  • You don’t have to complete offers
  • You don’t have to watch ads
  • You don’t have to buy anything
  • You don’t have to do anything but leave the app running

We snagged a $5 Amazon gift card via email after a few weeks of just leaving the app on and forgetting about it. You can also choose VISA gift cards, MasterCard gift cards or sweepstakes entries.

Overall, a solid choice for earning a bit of spending money for literally just leaving the Panel App (iOS and Android) running on your phone!

3. Get Cash Back on Your Beer Runs And More

Another trip to the store for beer? Absolutely and now you can get cash back for it.

Take a picture of your grocery receipt and Ibotta (iOS or Android) will pay you back!

Here’s how it works:

Before you go to the store, search for your shopping list items in the Ibotta app. After your store visit, take a photo of your receipt to get cash back.

Ibotta is free to download and you’ll also get a $10 sign up bonus after uploading your first receipt!

Some offers we found:

  • 25 cents back on any item
  • $3 – $5 back on various beer
  • 50 cents to $1 back on various cereal
  • 25 cents – $4 back on ice cream

Popular stores are Walmart and Target, but Ibotta (iOS or Android) also works at liquor stores, restaurants, online sites, and at the bar!

4. Turn All That Gaming into Saving Too

If you’re the type that prefers to play video games all day instead of thinking about money we’ve got the perfect app for you.

Go ahead and download Long Game Savings (iOS or Android) a personal finance app that mixes fun games and saving actual money.

Just play 1 game a day, and you could win cash daily.

Yes, it’s safe. Your money is FDIC-insured up to $250,000 and you can withdraw money at any time.

After setting up your savings account, you’ll be able to play quick games like Spin to Win, Flip Cards, Slot Machines, and more for chances to win money to increase your savings. Eons better than 0.01% interest rate.

It’s like you’re getting paid to save and it only takes less than a minute of your day to play. And there’s no judgment on playing too many games.

5. Play Games & Boost Your Savings at the Same Time

Make playing games count as productive savings time when you download Blast (Android only) that mixes money and fun.

Blast helps you earn, win, and save real cash just by playing your favorite games.

Earn money for trying new games and completing in-game missions, such as “Collect coins for 5 minutes, earn $1” or “Play Words with Friends for 5 minutes, earn $.50.”

You can also set “triggers” while you’re playing any games to transfer small amounts into a high-yielding 2% APY Blast savings account.

Not only that, Blast works with ALL GAMES on the Google Play Store. As you begin to save and earn money you’ll be rewarded in Experience Points (XP) for your chance to win up to $1,000 on the leaderboard every week!

This app definitely works for anyone that likes games, and now your total game time is something extra to be proud of.

6. Normal Errands Can Now Be Worth More Gift Cards with this App

Drop (iOS or Android) is an easy-to-use app that lets you earn gift cards on stuff you already buy from your favorite brands.

It’s the ultimate & modern loyalty card without the card.

All you need to do is link your most-used credit card(s) and whenever you purchase at your favorite activated brands, you’ll automatically get points for gift cards.

Toilet paper run at Target? Get points for your purchases there.

Your massive burrito from Chipotle? Yep, get points for that too.

Kevin from The Smart Wallet team already redeemed his $20 Starbucks card after only 3 weeks! We’re really loving Drop (iOS or Android) since you can earn gift cards on popular brands you already buy from. Quickly set it up and watch the points drop in for gift cards.

7. Earn Gift Cards by “Renting” Out Your Lockscreen

There’s a tasty sounding app called S’more (Android only) that partners up with brands willing to pay people to look at their ads. (You!)

The ad will just show on your lock screen, so whenever you need to unlock your phone, you’ll see it. No biggie, since you unlock your phone all day! Now you get paid for it.

Basically, they’re paying you to rent your lock screen phone space if you want to think of it that way. And you’re not obligated to learn more about each ad. Just normally use your phone and it’ll add up!

S’mores pays in gift cards so you’ll be able to redeem them for:

  • Amazon.com
  • AMC Theaters
  • Best Buy
  • CVS
  • Target
  • Domino’s Pizza
  • Starbucks and more!

Some of us here have already received our Starbucks gift card so we love this app and highly recommend!

8. Get Paid to Watch Videos and Take Surveys Online

Since you’re already watching videos online, you might as well earn something too, right?

With Inbox Dollars, you can watch their TV and Videos section that ranges from movie previews, entertainment news, sports, and the latest news to earn some cash. You’ll also get $5 as a sign-up bonus too!

They set it up in playlists though and they’ll tell you how long it takes as it can range from a few minutes to half an hour. Tip: You can set it to Play, open up another browser tab and let the videos run while you continue doing your thing.

Playlists and earning potential can change, but it’s possible to earn up to $200 a month, watching videos!

This will not be the fastest way to earn money, however, all you’re doing is clicking some buttons to get cash vs. doing nothing and not getting paid.

Ipsos I-Say is one of the largest market research firms in the world, you’ll get paid with Amazon, Starbucks, Target gift cards, Paypal or Visa gift cards after you earn enough points from survey taking. Be sure to confirm your email to get access to surveys!

9. School Competitors in Solitaire and Ca$h In

Solitaire Cube (iOS only) is like regular Solitaire, except you get to play for real cash!

Is there a catch? Yes but not really. I tried playing for free when I first started but I realized it would take me forever to get the tickets I need to play for real cash. I gave up and deposited $25 last week and I’ve already won $120.

The game matches you with players of the same skill level, so you have a solid chance of winning. If you’re a good Solitaire player, you could win some serious cash, like Katie Nguyen who took home $380,984 last year as one of the Top 10 Solitaire Cube players!

So if you think you can handle playing some Solitaire to win some legit cash, definitely download this game for free.

10. Go Ahead and Start a Bro-Mance with this Penguin

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While not a real penguin, Charlie is a money-saving prodigy penguin that you can talk to via SMS text or Facebook Messenger (he’s way cooler on Facebook though). Basically your very own personal financial assistant in virtual waddling form.

After simply connecting your card(s) and/or bank account(s), Charlie will non-judgementally analyze your financial health and let you know howmuch you’re spending on food and drink, taxes, shopping, and bills. He’ll also alert you of surprise fees, send reminders on credit card bills and find you free money on services you’re already paying for.

So if you want your own virtual penguin that improves your financial life for free, just send him a hello. You don’t need to pay him because he has an AI heart of gold.

11. Let’s Make Sure You Still Have Money to Play With When You’re Old

Planning for retirement. It’s a life task that everyone knows they need to do, but it gets brushed aside.

However, let’s say you set aside $1,000 a year from age 25 – age 64 in a retirement account that earns 5% a year* (just a conservative rate, for example, it can be more), that’s a total of $39,000 that you’ll invest. By the time you turn 65, you’ll have $126,840. But if you don’t get started until age 35, you’d only have $69,760. So starting just 10 years earlier would have doubled your total!

It doesn’t have to be complicated though. Just use a robo-adviser called Blooom, an SEC-registered investment advisory firm that optimizes your 401(k) and keeps it gunning toward retirement.

Take a few minutes and get an initial checkup on your account for free.

Afterward, if you sign up, it’s just $10 per month to have Blooom maximize your 401(k). A small fee to pay compared to expensive advisors who would essentially be doing the same thing for $100-$300 an hour. No wonder they don’t want you to know about this service.

12. Save an Average of $708 a Year with this Money Management App

They say that 84% of people forget they have some recurring subscriptions still charging them. Well, count me as part of that statistic!

To fix that and to get a better picture of my overall spending, I downloaded Truebill, an app that focuses on lowering bills, monitoring subscriptions, and my favorite, monitoring internet/cable outages. 

After connecting my Chase bank account (it’s safe; they use bank-level 256-bit SSL encryption with read-only access), the Truebill dashboard displayed clear information on my spending, upcoming bills, and all my recurring subscriptions. 

From it, I realized I still had a very niche streaming service that I haven’t touched in about 7 months. (Thanks, free trial offer…) I immediately canceled it through Truebill and saved $70 from that sub.

Got an annoying gym membership you’ve been meaning to cancel? No problem, they’ll do it for you too.

Truebill will also negotiate for lower bills on your behalf (no more waiting on the phone!) and monitor any internet and cable outages too. If there are outages in your area, they’ll work to get credit to your account. On average, this accounts to $96 savings a year on outages alone!

Basic service is free, and when Truebill successfully finds bill savings or refunds for you, they’ll take a 40% slice from your annual savings. For instance, if they saved you $100 on a bill for the year, they’ll take $40. Reasonable for the savings they found you!

Overall, having a financial “watchdog” of sorts will keep you on track and help you save on unnecessary spending. It takes only a few minutes for Truebill to analyze so check it out!

13. This AI Will Automatically Save for You

Prepare for those “oh $#@!” moments by letting this smart AI beef up your emergency savings for you.

Or your vacation savings. Or your new pair of kicks savings.

You won’t even notice it but Digit will make it happen.

Just link a checking account and their smart algorithm will determine small but safe amounts to withdraw into your separate FDIC-Insured Digit savings account.

Regular savers will get a 1% bonus every three months, netting you some free money!

It’s the perfect set-it-and-forget-it app where the AI will watch your savings back.

You can withdraw your money at any time you need and it’s free to use for the first 30 days. After, it’s just $2.99 a month.